



Florida gubernatorial candidates David Jolly and Byron Donalds are sparring over property insurance, with Donalds' campaign running ads claiming Jolly's plan for a state catastrophic fund would cost homeowners a $1,000 ‘hurricane tax.’ Jolly calls that ‘all lies,’ noting his team has never published a detailed plan for anyone to analyze.
Donalds cites a Florida State University study to back his attack, but that study examined a 2024 legislative proposal to open Citizens Property Insurance to all homeowners for wind coverage, not Jolly's actual proposal. The FSU study found premiums could rise 21% to 139% if the state fully absorbed wind risk, alongside potential benefits like improved market stability.
Jolly says his fund would be financed by taxing insurers, documentary stamp fees, and tourist development taxes, and could cut premiums 60-70%; Donalds disputes the math and calls it a government takeover comparable to the Affordable Care Act. Donalds separately unveiled his own ‘Bring Down the Bill’ insurance package this week.
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